Mortgage

Purchasing your Home

Purchasing property can be exciting and overwhelming at the same time. For most people, the biggest concern involves financing such a major transaction. At this time, it is important that buyers have access to resources such as mortgage professionals and real estate agents who can guide them through the process.

The Agent’s Resource

For many people, the most logical step toward choosing a suitable mortgage begins with their real estate agent. A good agent has connections to reliable lenders, many of whom have worked with them before. Agents often recommend lenders to their clients, and some even have the expertise to broker the loan themselves.

At eRealty Media, we even have an affiliation with a leading real estate training program that offers courses in becoming a loan officer or broker. An agent who can handle this aspect of the transaction will be an invaluable asset to clients. After all, when it comes to financing a property purchase, few people have the expertise to go it alone. Show your clients that you are not only knowledgeable but organized by making us a partner in marketing your services.

Financing your Home

Financing a real estate purchase should not be a difficult experience for the client. You can make it easy for your customers by giving them access to a website that contains helpful information and tools to help them get through the process. We will show you how to increase your skill level in this competitive field, so that you can have the professional edge.

We will give your business, as well as your lenders, more online exposure in order to maximize your customer base. Now is the ultimate time to get into the market, as interest rates are driving growing numbers of consumers to the market.

Continuous demand allows for cheap mortgages, with average interest rates for both fixed and adjustable rates being lower in 2016 than last year, despite the Fed Funds target rate being raised in December 2015 to 0.25%-0.50% after being held at 0%-0.25% for almost seven years.

Fixed Rate Mortgage

Best for those who want the stability of a fixed rate.

  • Same payment month to month.
  • Multiple terms available, up to 30-years.
  • Property can be: One, two, three or four (owner occupied only), Second home (single family units and Condominiums only)*, Condominium, Planned unit development, Townhouse, Cooperatives (Co-ops) in Nassau, Suffolk counties and NY Metro Area.
  • Mortgage loans are available in all states except Texas.
  • Purchase or Refinance.

Adjustable Rate Mortgage (ARM)

Best for those who plan to move to a different home or pay off their loan in a short period of time.

  • Low initial rates and payments.
  • Lifetime cap on rate adjustments limited to 6% over the introductory rate.
  • Property can be: One, two, three or four (owner occupied only), Second home (single family units and Condominiums only)* , Condominium, Planned unit development, Townhouse, Cooperatives (Co-ops) in Nassau, Suffolk counties and NY Metro Area.
  • Mortgage loans are available in all states except Texas.
  • Purchase or Refinance.

Click Here to see today’s mortgage rates
Click Here to see other mortgage products
Click here to apply

Please fill the following form in order to contact us
 

(*) - Required fields